Habit Factory Launches Pension Portfolio Analysis Service: "Category-Specific Composition, Yields, and Dividends at a Glance"

Habit Factory, an artificial intelligence (AI)-based fintech company, announced on the 13th that it has launched a portfolio analysis service that allows users to manage pension assets through its application, 'Signal Planner.'

This service integrates and analyzes assets distributed across multiple accounts, including pension savings and individual retirement accounts (IRPs). Users can view portfolio composition by product in a pie chart. The proportions of each investment type, such as stocks and bonds, can be compared separately. Rates of return, dividends, and tax deductions can also be viewed at a glance.

With growing interest in pension savings and IRP investments, the number of individuals managing their own assets is on the rise. Habit Factory anticipated significant demand for monitoring and managing investment ratios across individual accounts. They also anticipated that improving the consumer experience could boost customer loyalty.

Accordingly, Habit Factory implemented a system that summarizes asset allocation and tax benefits. This approach improved convenience and pension management efficiency. Considering dividends and tax deductions together is expected to aid future cash flow management.

Jeong Yun-ho, co-CEO of Habit Factory, said, “Since pensions account for a significant portion of retirement assets, systematic preparation is important,” and added, “We will strive to improve our services so that customers can easily understand pensions and establish long-term management strategies.”