– Pint, No. 1 in the domestic RA investment agency market, plans to launch service early next month together with Korea Investment & Securities and Samsung Securities
– Comprehensive analysis of customer data such as AI-based investment tendencies, expected returns, etc.. Providing customized portfolios for each individual
– Diversified investment to secure long-term stability in global stocks and bonds. Investment style can also be adjusted according to individual investor judgment.
– Service areas to be expanded sequentially with major financial institutions such as KB Kookmin Bank
As Pint's December & Company is about to launch a robo-advisor retirement pension agency service, a personalized robo-investment agency service in which AI automatically manages the assets of subscribers who have difficulty managing their retirement pension accounts is expected to be launched in earnest starting in April.
December & Company (CEO Song In-seong), which operates 'fint', a new investment common sense introduced through AI technology, announced on the 28th that it will officially launch a retirement pension robo-advisor (RA) discretionary service in April. It will first be introduced through its affiliated securities firms, Samsung Securities and Korea Investment & Securities, and plans to sequentially expand the service to other major financial institutions.
On April 4th, December will preemptively conduct an internal test (CBT) targeting Samsung Securities, Korea Investment & Securities, and December & Company employees to provide high-quality services. It plans to officially open immediately after completing precise verification under conditions identical to the actual usage environment.
Pint's retirement pension RA agency service is a customized retirement pension investment service that manages retirement fund management and retirement preparation and manages it according to the individual. Since retirement pension RA agency is in the initial stage of institutional introduction and is an area that most investors experience for the first time, December focused on helping to manage IRP account assets more efficiently in the long term with the goal of long-term stable returns from retirement pensions, while also designing it so that customers can easily and intuitively utilize the personalized investment strategies of the robo-advisor service.
It is not easy for subscribers to continuously manage retirement pension accounts that require long-term management in their busy daily lives. In addition, there were many criticisms that most assets are subscribed to as principal-guaranteed products, making it difficult to replace actual retirement income. Pint's retirement pension RA investment agency service manages the entire retirement pension management process on behalf of investors, from learning about the market and stocks, to deciding on investment intentions, to rebalancing the portfolio according to market changes. As such, busy office workers and subscribers who have difficulty paying attention to investments can now receive practical help in managing retirement pension accounts that require long-term operation.
Pint's AI investment engine 'ISAAC' analyzes the investment tendencies, expected returns, risk preferences, retirement timing, etc. of various investors to design an optimized asset allocation strategy. It is built to secure long-term stability based on a diversified investment strategy utilizing global stocks and bonds, while allowing individual investors to flexibly adjust their investment style according to their judgment.
Pint's retirement pension robo-advisor investment agency service was launched in April on the respective apps of Samsung Securities and Korea Investment & Securities, and is designed to allow users to intuitively experience Pint's proven AI investment solutions. Customers can sign up for and use Pint's personalized pension investment service through existing financial institution channels.
Korea Investment & Securities is strengthening its retirement pension sector by expanding its retirement pension headquarters to three this year and establishing a new pension management center. In addition, it is continuously discovering differentiated products and services to improve customer returns by introducing an ETF accumulation investment method for the first time in the industry. In addition, through this collaboration with December & Company on RA delegation services, it plans to further strengthen AI-based pension management and expand personalized pension investment solutions.
Samsung Securities operates its own pension center and provides pension consulting services, providing differentiated financial experiences to individual customers. Starting with this retirement pension RA agency service, it plans to continue to collaborate with December & Company in various business areas utilizing robo-advisors. A Samsung Securities official said, “The key to retirement pension RA agency is to provide customized strategies to customers’ individual investment tendencies and needs,” adding, “We decided to collaborate with December, which has the technology and know-how to have the largest number of RA agency customers in Korea.”
December is planning to confirm the opening date of the retirement pension RA agency service with KB Kookmin Bank, following Samsung Securities and Korea Investment & Securities, in the near future. IBK Industrial Bank of Korea and NH Nonghyup Bank services will be launched in succession. Collaboration and development are in progress with more than 10 securities companies, banks, and other various financial institutions, and the plan is to expand the retirement pension agency service to meet the diverse investment needs of each financial institution's customers.
December & Company CEO Song In-seong said, “Since long-term asset management is essential for retirement pensions, long-term management know-how that pursues stable returns is very important.” He added, “With the technology unique to Pint Service, which has provided optimized pension management strategies that reflect each customer’s investment tendencies and expected rates of return, we will fully embody Pint’s service philosophy of ‘Invest. Easily. Do it yourself’ in our retirement pension discretionary service, providing an essential service that pension investment customers who find it difficult to manage long-term investment assets can trust and rely on.”
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